Budget my April pay

@hannahbevington

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Why it worked

The video provides high-value, transparent financial information that appeals to viewers interested in personal finance and lifestyle management. The clear, structured presentation makes complex budgeting feel accessible and relatable.

Summary

A creator breaks down her monthly budget, detailing her income, fixed expenses, savings, and discretionary spending. She explains her strategy of paying off credit cards in full and allocating specific amounts to savings pots.

Structure

1Introduction to monthly budget
2Breakdown of income and take-home pay
3Allocation for rent and bills
4Review of direct debits and credit card usage
5Explanation of savings and investment strategy
6Summary of discretionary spending

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On-screen text

Budget my April pay (As a 26 y/o living alone) March income £8,012 Take home £5,271 Rent & bills £1,281 Essential Outgoings Rent - £1,060 (£176) Council Tax - £106 Electricity - £57 Water £38 WIFI £20 = £1,281 Direct debits £1,400 Direct debits Amex credit card £1,358 Phone contract £17 iPhone storage £9 Oura ring £6 CapCut £6 Spotify £4 = £1,400 Savings £2,100 Savings Investing - £1,850 Holiday fund - £250 = £2,100 For me £500 For me Food shopping - £150 Nails - £50 Eating out - £250 Public transport - £50 = £500 Follow for more finance content like this

Original caption

Let’s budget everything I got paid in the month of March and how I plan to spend this money in April! #Budgeting #budget #budgetwithme #PersonalFinance

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Transcript

Budget my April pay. As a 26 y/o living alone. I actually got paid, that's the most important part. I got paid in total, so I work full time and obviously I do content creation. I got paid a total of 8,012 pounds. After tax, national insurance, I will take home 5,271 pounds. Of that money, 1,281 pounds will go on rent and bills, that kind of thing. I live alone in the city center in Manchester, so single person tax is real. Next we have direct debits, so I use a American Express credit card. I pay it off in full every single month, so this is everything I spent on it last month, which is 1,358 pounds. So that will be paid off in full along with my phone contract, iPhone storage, Oura ring subscription, all that kind of thing, and that comes to 1,400 pounds in total. Next up, we have savings and investing. So every month I always put aside 250 pounds into my holiday sinking fund pot. This is like non-negotiable because obviously if I want to go away, I want to know that the money is there. In terms of my investing category, this honestly depends entirely on how much I earn from content creation, so this fluctuates a lot. But this month I'm going to be investing 1,850. And then finally, we have just like my category. So things for like food shopping, nails, eating out, public transport, and this is always around 500 pounds. I always leave myself with about 500. I feel like that lasts me pretty well for the month. And that is literally all I do. I feel like my strategy is quite simple. I don't overcomplicate it. Yeah, I hope this helps.