People no longer care about their Credit Score because they don't have money !

Okay so I was having a healthy debate with somebody the other day. And I said, people no longer care about their credit score because they don't have money. What am I going to do about eject up credit score if I don't have money? Also, do you know why the people who offer credit repair services make so much money? Because they provide a service and they do an amazing job at getting your credit, doing to your credit, whatever it is that they're supposed to be doing to your credit, right? Some of them are skilled at going in, analyzing your credit report, finding out what's on your credit report and what doesn't belong up there. And of course, they take that information and they dispute it. Almost like they're banking account. And they go into the credit report and find any types of errors that could contribute to you being able to delete something completely off your credit report. But here's the issue. What do you do when at least five of your collection accounts are genuine debts? What about the act of loans that you owe to these companies because your finances are in a whack and they can only hide them, not erase them. And since y'all know I love to talk about apartments, what do you think happens when they go in and delete a pretty little balance that you had with a previous property off your credit report? Ding ding ding! It still shows up on your credit history. So yeah, people are not as concerned about their credit scores anymore because they don't have money to pay off things. To take care of things. Yeah. People are not as concerned about their credit scores anymore because they don't have money to pay off things.