Is Your 401k On Track For Your Age?

Is your 401k actually on track for your age? Let's find out. This is fresh and powered data from June 2026. Two numbers for every age: the average and the median, which is what the typical person really has. I'd appreciate it if you drop your age and your 401k balance in the comments. In your 20s, the average is $125,180. The median just $44,627. In your 30s, the average jumps to $223,429, and the median is $81,314. In your 40s, $425,142 is the average and $160,899 is the median. Now the 50s are where the numbers peak. $642,696 is the average and $252,501 is the median. In your 60s, the numbers actually drop. $582,546 is the average and $191,372 is the median. Why is that? Well, people retire, roll their 401k balances into an IRA, and start spending what took 40 years to build. I'm excited to see where my audience stands in the comments. Follow. If you stayed this long, please hit that follow button. And here's the twist. In your 60s, the numbers actually drop. $582,546 is the average and $191,372 is the median. Why is that? Well, people retire, roll their 401k balances into an IRA, and start spending what took 40 years to build. I'm excited to see where my audience stands in the comments.