155Talking HeadDirect Question hookFinance

Hook

Why didn't they teach us this in school?

@mischarenee.ugc

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SoundTikTok sound · Candy Hearts

Promoted product

Monarchmonarchmoney.com

Manage your money with Monarch. Track accounts, build budgets, monitor investments, plan goals, and get a clearer view of your finances in one app.

22 videos18 creators

Why it worked

The video taps into a common pain point (lack of financial education in schools) and offers a practical, visually demonstrated solution. The creator's personal endorsement and clear explanation of the app's benefits make it relatable and aspirational for viewers seeking better financial control.

Summary

The creator shares a personal finance management app called Monarch, highlighting its features for tracking spending, managing budgets, investments, and debt. She emphasizes that the app makes financial organization easier and provides a debt payoff planner, suggesting it's a valuable tool for adulting.

Structure

1Introduction: School didn't teach financial management.
2Introducing Monarch as a solution.
3

Original caption

I wish they taught us this in school! Thankfully we have Monarch!!! #monarch #finance #organized #spending

More from @mischarenee.ugc

Product placement

Monarch: This app is used to manage personal finances, including spending, credit cards, loans, investments, and savings goals. It consolidates all financial information into one place, allows users to track where their money is going, provides budgeting tools, shows net worth, and offers a debt payoff planner. (ACTS - interface operated, generates visible results, creator says what it does for them. Removing it would change what happens in the video.)

Call to action

Check out Monarch and get your finances organized

On-screen text

Why didn't they teach us this in school? OKAY HERE'S ONE HAVE TAUGHT US DIDN'T HOW TO MANAGE OUR FINANCES JUST BUDGETING IT'S YOUR SPENDING CARDS YOUR LOANS INVESTMENTS YOUR SAVINGS GOALS EVERYTHING I USE MONARCH IT PUTS EVERYTHING IN ONE PLACE SEE MY ACCOUNTS MONEY IS GOING IT MAKES KEEPING GOALS SO MUCH EVEN SEE MY NET WORTH IS THE DEBT IT GIVES YOU WHEN YOU CAN AND EVEN STRATEGIES ON HOW TO THIS IS THE KIND OF ADULTING HAVE PAID ATTENTION CHECK OUT MONARCH AND GET YOUR FINANCES ORGANIZED

Transcript

Why didn't they teach us this in school? Thankfully we have Monarch!!! Okay, here's one thing they should have taught us in school, but didn't. How to manage our finances. Because it's not just budgeting, it's your spending cards, your loans, investments, your savings goals, everything. But that's why I use Monarch. It puts everything in one place so I can see my accounts, track where my money is going. It makes keeping goals so much easier, and I can even see my net worth. And my favorite part is the debt payoff planner. It gives you an estimate of when you can be debt-free and even strategies on how to pay it off. This is the kind of adulting class I actually would have paid attention to. Check out Monarch and get your finances organized.

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