THE RICH GIRL MONEY HABITS

@jasmineyourmoneyfriend

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Monarchseen in 11 videos →https://jasmineyourmoneyfriend.netlify.app/ ↗

Why it worked

The video reframes budgeting from a restrictive chore to an empowering act of intentionality, resonating with viewers seeking financial control and aspirational lifestyles. The visual demonstration of spending through a sankey chart provides a clear, actionable insight.

Summary

The video discusses "rich girl money habits" by reframing budgeting not as restriction, but as intentional spending. It highlights how visualizing where money goes, using a tool like Monarch's sankey chart, shifts one's mindset from scarcity to abundance, enabling purposeful financial decisions.

Structure

1Intro: Rich girl money habits are about intentional spending, not restriction.
2Visualizing spending: Monarch's sankey chart shows where money goes.
3Mindset shift: From restrictive to abundant.
4Example: Choosing Equinox vs. random Target runs.
5Personal application: Clarity on spending enabled building desired life.

Original caption

money allocation is deciding what you ACTUALLY want to spend your money on 💁‍♀️ #Budgeting #moneytips #nyc #PersonalFinance #Budgeting @Monarch

More from @jasmineyourmoneyfriend

Their other posts in the index, biggest breakout first.

Product placement

Monarch: ACTS - it is a budgeting app that visualizes spending and income via a sankey chart. Removing it would change what happens in the video. Cult Gaia: APPEARS - a banner for a store. Removing it would not change what happens in the video. Byredo: APPEARS - a banner for a store. Removing it would not change what happens in the video. Gentle Monster: APPEARS - a sign for a store. Removing it would not change what happens in the video.

On-screen text

THE RICH GIRL MONEY HABITS being good with being good with money isn't about saying no to everything it's choosing it's choosing what you want to spend your money on on purpose you have a finite amount that's not a limitation that's the whole point it means every single dollar you have has a monarch's monarch's sankey chart is what was the wow factor for me it shows you your biggest spend Savings $15,489.63 (54.18%) By category & group Last 30 days 54.2% SAVINGS RATE Income $28,591.00 (100%) TOTAL INCOME $13,101.37 TOTAL EXPENSES $15,489.63 TOTAL NET INCOME Housing $3,515.29 (12.3%) Lifestyle $2,531.88 (8.86%) Food & Dining $2,130.96 (7.45%) Auto & Transport $1,942.31 (6.79%) Shopping $1,638.86 (5.73%) Bills & Utilities $1,191.62 (4.17%) Health & Wellness $150.45 (0.53%) Mortgage $2,850.00 (21.75%) Home Improvement $2,508.00 (5.08%) Travel & Vacation $2,187.89 (16.7%) Pets $180.50 (1.38%) Entertainment & Recreation $163.49 (1.25%) Restaurants & Bars $146.22 (1.12%) Coffee Shops $10.38 (0.08%) Auto Maintenance $1,217.69 (9.29%) Gas $591.38 (4.51%) Taxi & Ride Share $133.24 (1.02%) Shopping

Transcript

being good with money isn't about saying no to everything it's choosing it's choosing what you want to spend your money on on purpose you have a finite amount that's not a limitation that's the whole point it means every single dollar you have has a purpose monarch's sankey chart is what was the wow factor for me it shows you your biggest spend savings $15,489.63 (54.18%) by category & group last 30 days 54.2% savings rate income $28,591.00 (100%) total income $13,101.37 total expenses $15,489.63 total net income housing $3,515.29 (12.3%) lifestyle $2,531.88 (8.86%) food & dining $2,130.96 (7.45%) auto & transport $1,942.31 (6.79%) shopping $1,638.86 (5.73%) bills & utilities $1,191.62 (4.17%) health & wellness $150.45 (0.53%) mortgage $2,850.00 (21.75%) home improvement $2,508.00 (5.08%) travel & vacation $2,187.89 (16.7%) pets $180.50 (1.38%) entertainment & recreation $163.49 (1.25%) restaurants & bars $146.22 (1.12%) coffee shops $10.38 (0.08%) auto maintenance $1,217.69 (9.29%) gas $591.38 (4.51%) taxi & ride share $133.24 (1.02%) shopping once you start seeing your mindset will shift from money feeling restrictive to money feeling abundant $300 on equinox a month or $300 on random target runs neither is wrong the difference is that one you're choosing on and the other one just happens i'm a 29 year old living in new york city and getting clear on this is what has actually allowed me to build the life i want to live thing that really made it click for me was seeing where my money flows once you see it you can reallocate towards the things you want to spend your money on no more of the where did my money go