The Hardest Financial Decision For Young Guys

I think the hardest decision you have to make as a young guy who wants to become financially free is do you buy the cool car you've always wanted or invest the money instead. Now we obviously all know the smart answer. However, if you're into cars, you're gonna know exactly what I'm talking about. I'm 20 years old, I've been grinding for the last four years and I'm at a point where I could technically go to the dealership and buy the car that I really want, which is a Lotus Emira. Even though I know it'll be an absolutely terrible financial decision. Cars are literally the one thing that motivated me to start making money in the first place. However, the one thing that actually stops me from going out and buying this car and something you guys should consider if you're in a similar situation is not the actual cost of the car, it's the opportunity cost of buying the car. If I were to sell my car and then jump into the Lotus Emira, it would cost me around an extra $80,000. Now, of course, the obvious things such as maintenance, insurance, gas, etc. But I'm more focused on the actual opportunity cost of buying the car. If I were to invest that money instead. Around the $80k and into the car, if you were to factor in all the costs as well, 10 years from now could easily be worth $50,000 to $60,000. This is what the car that I'll probably hold its value better than 90% of other cars out there. Now, if I were to throw that money into a simple S&P 500 fund, 10 years from now, it could be worth $216,563 rather than $50 to $60k. That's a profit of $136,563 that required absolutely no work on my end, expecting a 10% rate of return. Especially looking at this from like a 40-year time frame, this could be worth over $4 million. Now, I'm not saying by any means, never buy the car you want or wait until you're 65 to buy the car you want. I also think that's a terrible idea. If you really want it, I know I will personally be buying this car, something similar within a five-year time frame. But I'm saying is make sure you actually factor in the other costs that come along with it and the opportunity cost of you to invest the money instead. For me, personally at least, I'd rather delay the car by a few years rather than delaying my financial freedom. Let me know in the comments any of your opinions and if you can relate to this.