Here's my actual Roth IRA setup, just so you can see what works for me.

@financebynick

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Why it worked

The video provides high-value, transparent financial data that appeals to young investors looking for actionable, realistic examples of portfolio management.

Summary

A 24-year-old creator shares his personal Roth IRA investment portfolio allocation. He breaks down his holdings by percentage and explains the purpose of each asset class.

Structure

1Introduction to personal Roth IRA setup
2Context on age and contribution history
3Performance summary
4Breakdown of portfolio allocation
5Disclaimer and call to follow

Call to action

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On-screen text

Realistic Roth IRA setup as a 24 year old 2023 - $6500 2024 - $7000 2025 - $7000 $20,500 Total Your total cumulative pre-tax return +42.04% 80% VTI 15% QQQ 4% VXUS 1% FBTC

Transcript

Here's my actual Roth IRA setup, just so you can see what works for me. Just for context, I'm 24 years old and I've contributed the max since 2023. And right now I'm up over 42% at above $25,000. First up, 80% of my positions are in VTI. VTI just tracks the total U.S. stock market. 15% of my account is in QQQ, which is tech and high growth companies. 4% of my account is in VXUS, which gives me some international exposure. And then the last 1% is in FBTC, which tracks the Bitcoin, giving me some crypto exposure. And there you have it. This is not financial advice. I'm just showing y'all what I'm invested in. Follow for more finance tips.