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Budget my paycheck with me (25 year old engineer)

@financebynick

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Why it worked

The video provides high-transparency, relatable financial content that appeals to viewers interested in personal finance and career-based budgeting.

Summary

A 25-year-old engineer breaks down how he allocates his $3,677 paycheck across rent, credit card debt, car payments, and investments. He concludes by noting he has $19 remaining and plans to put it into his emergency fund.

Structure

1Introduction of paycheck amount
2Allocation to rent savings
3Payment of credit card debt
4Additional car payment and insurance savings
5Investment transfer and remaining balance

Call to action

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On-screen text

Budget my paycheck with me (25 year old engineer) $3,677 $2877 $1361 $1061 $819 $19 $0

Transcript

Budget my paycheck with me as a 25 year old engineer working in Atlanta, Georgia. I got paid $3,677. The first thing I do every single paycheck is move $800 to my rent savings. This pays half of my rent each month. Then I pay off all my credit card balances in full, and this time it was $1,516. Then I pay $300 towards my car payment, and this is all additional principle because I already made my car payment earlier this month. Then I move $241 to my car insurance savings and I actually need to pay that here in a couple days. Investing is a huge priority for me, so I move $800 to my Fidelity brokerage account and I'll show y'all what I plan on investing into later this week. I just realized I have $19 left over, so I'll probably just move this to my emergency fund. Overall, I think I need to cut down on my credit card spending, but it is what it is. Follow for more finance tips.