it has been a minute

@claudiagleason

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Why it worked

The video provides a clear and relatable breakdown of personal finance management, using on-screen text to visually reinforce the budget allocations. This makes the content easy to follow and potentially inspiring for viewers looking to manage their own finances.

Summary

The creator breaks down their recent paycheck, allocating funds into various savings accounts including rent, first home savings, student loans, travel, emergency savings, and rainy day funds. They then allocate the remaining amount to their spending account, detailing their budget until their next payday.

Structure

1Paycheck received
2Allocate rent
3Fund first home savings
4Replenish student loans
5Add to travel savings
6Fund emergency and rainy day savings
7Allocate spending money
8Final budget amount

On-screen text

soooo let's budget $230 $2301.48 credit card $0 rent $850 fhsa $450 student loans $75 travel $150 emergency savings $150 rainy day savings $ spending $501.48

Original caption

were back baby 🙂‍↕️🙂‍↕️⭐️⭐️💸💸 my payday routine // how i budget my paycheque! #paydayroutine #Budgeting #paycheckbreakdown #creatorsearchinsights

More from @claudiagleason

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Transcript

it has been a minute but I just got paid so you know what that means let's budget my paycheck together today we're working with 2300 and $1.48 I did just get back from Europe but I paid for all of that trip out of my sinking travel account so I do not have to pay anything off my credit card today Every single time I get paid I transfer half my monthly rent into a high interest savings account this week that's going to be $850 I have a first home savings account with Wealth Simple and I'm going to transfer $450 there My student loans sinking fund is getting pretty low so we're going to start filling it back up by putting $75 into that account My travel account I still have a little bit of money in here but not much so I'm going to start replenishing that by putting $150 into that account Emergency savings we're going to do $150 this week My sort of rainy day savings I'm going to do $50 and then my spending account I'll do $75 That means my budget until I get paid again is $501.48