So I'm 20 with over six figures saved, but if I could go back when I was 18 and do four things differently, it would be these four.

Number one is going to be a high-yield savings account. Everyone tells you to open one, trust me, listen to them and just open one. I should have done it when I turned 18, I probably missed out on thousands of thousands of dollars. Interest rates in the past two to three years have been three to four percent, so that's so much gains. If you don't know the right company to look for, I have the link in my bio with the best interest rates right now. Number two is going to be investing. I don't care what anyone says, if you are under the age of 30, you need to be investing. Even if the market goes down, you have so much time for it to go back up. If you are not investing, you are missing out on so much money, so please start investing. Number three is going to be budgeting. Money comes in and money goes out, but if you can control that, you are going to be ahead of so many other people your age. Before I started budgeting, I thought I was saving a bunch of my money until you really crunch the numbers and realize you spend $300 on food every single month. And number four is to start a side hustle. I don't care what anyone says or where anyone tells you what you should or shouldn't be doing, there is so much money to be made out there, so go after it and do some type of side hustles, flip couches, flip burgers, it doesn't matter what it is, but make some more money.