One of the things, I think the fundamental thing when it comes to wealth creation. Yes. In fact, let me say this. Do you realize that when you go to even wealthy people home, you assume they talk about money, but try to live with them. They don't. Hmm? They live in the reality. So you assume that, um, Dangote will call his child down and say this is what mutual fund is, this is what ETF is, this is what is it like. All those things that you see in on TikTok that people saying, what is what is mutual fund, the child will respond, is a sign that even the father is not has not come out, finish. Hmm. Because there's a way that, why should Dangote be teaching the child when they have accountants on payroll? So I'm trying to say that the first the fundamental thing about wealth creation is to even take your mind away from money entirely. Wow. There's only one way to build wealth. Build businesses. Simple. Every other thing is permutation. Build businesses. Build businesses. Okay, let let's let's do a quick practical. Who can tell me one of the things that you one of the things they you you know that you can invest in? Real estate. Bonds, stock. Who else? Please, give him the mic. Give him the mic. Who else? Who else? Agriculture. Arts. Huh? Golf? Gold. Okay. Knowledge. Knowledge. Knowledge. Awesome. Now let's start from real estate. What's real estate? The business of renting houses to people. Building and selling of houses or building and renting of houses. It's a business. Right? And the people who make the most money in real estate are people who are doing the business of real estate. Hmm. I can go to a location today. Yeah. Find a piece of land. In the next six months, that piece of land can make me 100 million Naira. You that I sell it to, but about one plot, you would have to wait years if you'd ever make money. And if you'd ever actually make real returns and not nominal returns adjusted for inflation. Accountant in the house? Ha ha. But that's that's not so. So that's real estate business, right? What's stocks? Owning a piece of a business. What's bond? Borrowing a business money, or borrowing government money, which government is essentially a business. It's just the business of a country. Crypto. Crypto is basically, um currency exchange. It's basically currency. And crypto is not even a thing to invest in. Crypto is a medium of exchange. That's why 90% of crypto traders or crypto whatever, 90% of traders in anything lose money. Any forex traders in the house? How many percent of you guys actually make money? Right? So when you look because forex was not designed to be an investment venture. It wasn't. Crypto wasn't designed to be an investment venture. Wow. Right? Now, you can because of the, what makes crypto increase in value, utility. Yeah. So the utility of a particular coin, and what brings utility, usage. The why is dollar more interesting than Naira? Because we export, uh, we import the, so we actually this has more utility than the local currency. So when you check all these things, at the core, is a business entity. But guess what? Investment houses, they need to keep you, hope you know, once you open any brokerage app, the moment you deposit, they make money. The moment you pick any trade, they make money. The moment you sell, they make money. So whether you make profit or not, they make money. Ooh. So they are not really after. In fact, investment houses make money from your activity. True. They like it when you don't know what you are doing, when you are just jumping up and down. And many of people telling you to do that, they are paid influencers. Should I open my DM for you? I have all of them in my DM with good offers which I seek. Received one yesterday. Me. I'll just give me I'll just give you a referral code and they would have even paid me upfront. And thank God, I have I'm quite believable. You people will believe me. Ha! And every time you pick any trade, I'm making money. Ooh. A broker can never be an advisor to an investor. Wow. A real estate broker cannot advise me on how to invest in real estate. I'm the one that will tell the broker, find me this. You work for me. You don't tell me. You don't know. If you know what are you even an investor? How many assets do you have to your name?
