Being Sued For Debt?

Being sued for debt? Don't file your answer until you know this! You're being sued. Don't file your answer until you know this. Filing an answer, I'm Kristy, and for the last 10 years, I've helped people understand debt lawsuits and their credit issues. This answer. The first section is called the general denial. Court, I don't admit the allegations, and I require the plaintiff to prove every part of their case. They have to prove it. Next come the affirmative defenses. Reasons the plaintiff may not be entitled to win filed the lawsuit. Failure to state a cause of means the complaint doesn't legally allege everything required. Failure of proof. That Chase has the burden to prove an enforceable contract, a breach, and the amount that they claim you owe. Failure of conditions precedent. The contract required certain steps before filing suit, they have to them. Improper calculation of damages requires them to exactly how they came up with asking the court to award. Preservation of additional defenses. Discovery uncovers new. You must file an answer. If you don't, you lose! That support additional legal defenses. Prayer for relief. If you're asking throw out the case. Rule that you. Two, you want. Three, deny plaintiff all relief requested. The debt collector the money that they're asking for. Four, to recover certain court costs. Grant any other relief the Court finds appropriate. Them. Five gives the judge flexibility to grant any additional relief to you that the law allows.