Money habits that keep our family out of debt.

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@nestwithashley

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Why it worked

The post provides practical, relatable financial advice that resonates with a broad audience, particularly working parents. The use of clear, concise text overlays on personal photos creates an approachable and trustworthy presentation of the information.

Summary

The creator shares several money habits that help their family stay out of debt, including sticking to a grocery budget, tracking spending weekly, and avoiding lifestyle creep with pay raises. They conclude by asking viewers about their own money rules.

Structure

1Introduce money habits for debt-free living
2Budgeting for groceries and tracking expenses
3Managing bills and "extras"
4Avoiding lifestyle creep with increased income
5Engage viewers for their own rules

Call to action

What's your money/budget rule?!

On-screen text

Money habits that keep our family out of debt. I stick within my grocery budget (but make it realistic! Ours is around $1400 a month) Track, track, track I do a quick check of my budget and spending weekly. We don't overextend our bills. My husband's job pays the bills, and my job pays the "extras." If someone loses their job, we could cut back and be ok. We try to avoid lifestyle creep Pay raise? Bonus? Great! That can go towards our savings or a vacation but not a new house or new car. What's your money/budget rule?!

Original caption

These basic rules help us save AND spend without guilt. #workingmom #momlife #moneytips #moneymindset #PersonalFinance