The youths are finally learning

49% of young adults live at home, up 12 points since 2019. An economist says the fallout will reshape marriage, kids, and home-buying By Catherina Gioino News Editor July 9, 2026, 3:07 PM ET Nearly half of adults under 30 are GETTY Add Fortune on Google for simi The youths are finally learning what immigrant families generations living with your parents is the ultimate financial life life hack because instead of paying rent with mental health in all seriousness Nearly HALF of all young adults currently live with their parents nearly half of currently live with their parents so let's talk The 3$ moves you need to make to take FULL advantage of this time money moves you right now advantage of this so that you ahead of your peers who don't 1. Pay yourself rent 1 pay yourself rent you're either doing so for free or typically below market rent but I need like you have a traditional rent payment set up an auto transfer of bucks every single into a high yield savings this helps to build the habit of a housing payment without the actual housing payment and when you're ready to move out, you're going to have a robust emergency fund. 2. Take advantage of workplace perks employer 401k take it HSA take it any workplace perk gym stipend tuition reimbursement commuter benefit it now while your expenses are low. This is the cheapest season of your adult life to build wealth make sure you're spending your money on things that are going to make future you rich. 3. Set a move out $$ and three set not a move out date 3 months of expenses saved or a certain investment account balance tie your move out to a financial milestone not social pressure That way when you do move out, you're not eating pb&js for half the month. The goal isn't to move out fast, it's to move out ready. I'm Vivian your rich BFF and your favorite Wall Street Girlly and I teach you all the finance you never got in school share this with a friend and smarter and richer!