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7.6Talking HeadWarning hook
Hook
NEVER PAY A DEBT COLLECTOR!
@legalcredit.help
6.7K followers · usually 2.2K views a post
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Why it worked
The video provides actionable advice on how to handle debt collectors, which is a common concern for many people. The direct and confident tone, coupled with the promise of a "part two," encourages engagement and return viewership.
Summary
The speaker explains that consumers do not need to pay debt collectors because the collectors often buy the debt for pennies on the dollar and may not have the proper documentation to legally collect. She advises sending a debt validation letter and disputing the debt with credit bureaus.
Structure
- 1Debt collectors don't have the original contract
- 2They buy debt for pennies on the dollar
- 3They need a chain of custody
- 4Send a debt validation letter
- 5Dispute the debt with credit bureaus
On-screen text
NEVER PAY A DEBT COLLECTOR!
MY BILL WENT
TO COLLECTIONS.
PAY IT. I'M
IN THE CREDIT
AND DEBT BUSINESS
AND I DO
THE CREDITOR SELLS
THE DEBT,
LONGER ABLE TO
COLLECT ON IT.
THEY SOLD IT
PARTY BILL COLLECTOR
FOR PENNIES ON
THE DOLLAR.
THE PEOPLE THAT
ARE CALLING,
WRITING, AND CONTACTING
DEBT.
RELATIONSHIP WITH THESE
BILL COLLECTORS.
HAVE A CONTRACT
WITH THEM.
A BILL COLLECTOR
TO LEGALLY BE
ABLE TO COLLECT
THEY CALL A
CHAIN OF CUSTODY.
A CHAIN OF CUSTODY IS A
ORIGINAL AGREEMENT,
LIKE CREDIT CARD
BETWEEN YOU AND
THE ORIGINAL CREDITOR,
AND THEN ALSO
THE BILL OF
FROM THE ORIGINAL
CREDITOR TO THE
BILL COLLECTOR
ASSIGNING ALL RIGHTS.
GUYS DO NOT
HAVE THAT STUFF.
I WOULD SEND
A DEBT VALIDATION
CREDITOR,
FORCING THEM TO
THE CHAIN OF
CUSTODY.
WOULD ALSO START
DISPUTING IT WITH
THE CHANCES OF
GETTING IT REMOVED
ARE VERY HIGH.
EXPLAIN IT IN
THE SIMPLEST WAY
BUT I'M RUNNING
RIGHT NOW.
HAVE A QUESTION,
THE COMMENTS. OR
PART TWO.
Original caption
Never pay a debt collector and I'll tell you why. #debtlawsuit #debtcollector #DebtDefense #colllection
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