if you have an American Express and you live in New York City

If you have an American Express and you live in New York City, you need to check for this offer immediately because you can save money on your commute. Amex has an Amex Offer for MTA — Tap to Pay. Tap to pay $2 or more at MTA and you get $2 back as a statement credit. It triggers 5 times for $10 total. The base subway and local bus fare is $3, so every ride you already take clears the $2 minimum on its own. ✅ 5 rides at $3.00 = $15.00 ✅ $2 back on each = $10.00 in statement credits ✅ Net cost = $5.00 total, or $1.00 per ride ✅ You still earn points on the full $3.00 before the credits post The credit is $2 per charge no matter how big the charge is. A $7.25 express bus tap returns the same $2, so use all five on standard fare rides. You need 5 separate qualifying charges, not $10 of taps at once. And these are statement credits, so you pay the fare first and the money comes back after. The offer runs through 12/31/26, but Amex Offers are targeted and get pulled without warning. Check every eligible Amex you carry and add it to each one that shows it. Drop any questions in the comments and I'll answer them. Follow for more tips to supercharge your points accumulation, elevate your travel, and let's work smarter — not harder. 🚀 #PointsAndMiles #TravelHacks #AmexOffers #NYC #Subway