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5 things you shouldn't be ashamed of. Like, boring financially. First, paulit-ulit mong suotin yung mga damit mo. Girl, trabaho ng damit natin na isusuot nila. Hindi naman kailangan everytime pupuntahan bagong outfit agad. If something still fits, comfortable, and you love wearing it, then wear it again. Hindi porket hindi ka lagi may bagong damit, ibig sabihin wala kang pera. Sometimes you're just not spending money to impress people. Second, nagbabaon ka. You bring baon to work. I always bring my baon to work. I save a lot of money that way. So what if minsan ikaw yung may baon habang yung mga kasama mo nag-o-order ng lunch. If that baon helps your food budget at hindi ka nagiging kuripot, that's knowing where you want your money to go. Third, saying "hindi ko afford ngayon." Dati ang hirap for me na sabihin to sa friends ko, lalo na pag travel. So this is something I wish more people would be comfortable saying. Hindi mo kailangang i-prove na kaya mong bilhin something everyone else is buying. You can still want something and hindi siya pasok sa budget mo ngayon. That's not failure. Actually, I call that financial self-control. Fourth, a small emergency fund. Maybe you're still at 10,000 pesos, maybe you're adding 500 or 1,000 pesos at a time. Siguro insignificant compared to that numbers that you see online. Pero huwag mong underestimate yung progress mo. One thousand pesos today is still 1,000 pesos mo na hindi mo kailangang hiramin for unexpected expense. Small savings, savings pa rin. And last, hindi mukhang mayaman. Don't have the latest car, month, bansa, shoes, bag. And yes, you're excited may sale. Pero because financially actually financially magkaiba yan. Your financial life looks now good. Yung satin habits natin today are exactly what we need for building the life that we want in the future. I'd rather look unimpressive today and be financially free tomorrow.