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Every swell mo parang nawawala agad. Ito yung 4 money goals na sinusundan ko this July. Goal number one is magdadagdag ng at least 3,000 pesos sa emergency fund ko. Hindi ko target maging rich this month. Ang target ko lang is maging less anxious. Kasi yung emergency fund, hindi siya investment. Parang peace of mind subscription siya. Goal number two is successfully mag-transition to budget by paycheck. Dati kasi monthly budgeting ako. Ngayon hinahati ko na bawat sweldo sa specific expenses. So yung sweldo ko sa July 10, may trabaho na yung sweldo ko sa July 25. May trabaho na rin. Kumbaga may assignment na. Game changer ito kung government employee ka or twice a month ang sahod mo. Like me. Goal number three is invest 1,000 pesos sa my DragonFi account. Maliit diba? Yes. Pero gusto kong sanayin yung sarili ko na kahit may debt pay off season ako, may future me contribution pa rin kahit paunti-unti. Consistency is greater than amount. Goal number four is pay off credit cards in full. Ito yung importanteng goal kasi ayoko ng madala ng small balances month after month. Interest is not invited sa 2026. Naku, natin patutuluyin ating financial house. So before anything, tinatanong ko muna sarili ko, nadagdagan ko na ba yung emergency fund ko? Na-budget ko na ba paycheck? Nakapag-invest na ba ako? Bayad na ba yung cards ko? Hindi pa. Hindi muna ako magche-checkout. Screenshot mo itong 4 goals, tapos gamitin mo for your own July reset.