if you have an American Express

If you have an American Express, here's 3 Amex offers you need to check your card for right now. 💳 Walmart.com — Spend $60 or more, get $20 back, up to 2 times for $40 total. Online only. Expires 09/02/26. 🛒 The terms call out the consumer Platinum Card, so start there. You don't need two orders. I ran a single $120 charge and both $20 credits posted. That's 33% back on stuff you were buying anyway. Next one. Sephora — Earn 5 additional Membership Rewards points per dollar, up to 1,500 points. In-store only. Expires 12/31/26. 💄 $300 of spend maxes it out, on top of the base points your card earns. Sephora is also on Rakuten. Rakuten is a cash back platform, but don't take the cash. Link your Amex, switch your payout to Membership Rewards, and every percentage becomes points instead. The in-store setup has an extra step most people miss: 1️⃣ In the Rakuten app, add your card for in-store cash back 2️⃣ In the In-Store tab, enable the Sephora offer for that card 3️⃣ Pay with that same card at checkout Points post automatically. No portal, no receipts. In-store rates move, so check first. New to Rakuten? Sign up through the link in my bio and grab 5,000 bonus points just for joining. Last one. ALL Accor Luxury Hotels — Spend $500 or more, get $100 back, one time. US and global. Expires 11/02/26. 🌍 Accor is a global hotel group, and I confirmed two participating properties: Raffles Singapore, where we stayed on our honeymoon, and Fairmont Tokyo. Biggest credit of the three, so plan fall travel around it. Two rules: book direct at all.accor.com, and skip prepaid rates, which are excluded. Only room rate and room charges count, and it's select properties, so confirm yours. Amex Offers are targeted, so check every card on your account. Don't see one? Chat Amex in the app and ask them to add it. Worth a shot. And add the offer before you pay, or nothing triggers. Walmart expires September 2, so don't sit on it. Drop any questions in the comments and I'll answer them. Follow for more tips to supercharge your points accumulation, elevate your travel, and let's work smarter — not harder. 🚀 #PointsAndMiles #Amex #Rakuten #TravelHacks #CreditCardPoints