what type of person are you?

Two types of people in this world and how to tell which one you are. We're going to be talking about the people who should use and abuse credit cards and the ones who should avoid it like the plague. Group A and B respectively. My qualifications. I have a lot of plastic and metal. Apple Card in the front because all it shows is my name. Not getting my numbers today. Okay. We're gonna go with group B first because I want to. Those who should avoid credit cards like the plague. Some signs that you may be group B. You use math. I don't need to explain. You choose to pay later because why not? In the same vein, you like to make minimum payments. And you probably spend money before you have it. No digs, this is just people who should probably not get into credit cards for reasons that they may destroy your life. And if you think I'm just laughing at you, I'm not. Scroll back in this playlist. I have many videos on how to get out of debt if you have been a group B girly in the past. Getting into group A. The people who should use the shit out of credit cards. Some signs you might be in this group. You're cheap. I'm cheap, you're cheap. I'll call a spade a spade. You not only spend money that you don't have, you don't spend money on things you can't buy two, three, four times over. You probably also understand interest rates and avoid high interest debt at all costs. In the same vein, you might also have a high yield savings account. And maybe you've taken a finance class, you watch that Callum, Callum, crazy, finance guy on YouTube or you read financial education of any kind. You should absolutely be using the shit out of credit cards and if you've been brainwashed by other people that credit cards are bad, ooh, scary. We're gonna work on fixing that belief. So stay tuned for another video. I'm gonna break down every card that you should have as a beginner for free. And then some of my paid cards that I think you should have. As a credit card baller, but we'll get to that. I love credit cards. I want everyone else to love credit cards. And if you don't, we can do better. Okay? Don't worry. I grew up in a family where credit was no better than the devil. So I get it. I understand and we're in it together. So I'll see you in that video. I'm gonna explain every card that you should have as a beginner for free and then some of my paid cards that I think you should have.