6 Steps I Used to Build Real Wealth in My 20s

@hey_brother_1

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Why it worked

The post provides actionable, step-by-step advice on building wealth, presented in a relatable way by a "first-gen" individual who achieved success through discipline and smart financial choices. The use of clear, concise text on visually appealing slides makes the information easily digestible and shareable.

Summary

This photo post outlines six steps the creator took to build wealth in their 20s. It covers topics like self-investment, savings accounts, company 401k, Roth IRA, personal brokerage, and playing the long game.

Structure

1Introduction: 6 Steps to Wealth
2Step 1: Bet on Yourself (Big Tech Career)
3Step 2: High-Yield Savings Account
4Step 3: Leverage Company 401k
5Step 4: Build Roth IRA
6Step 5: Start Personal Brokerage
7Step 6: Play the Long Game (Multiple Income Streams)

Product placement

The creator mentions using Robinhood for their personal brokerage account. Other financial products and services like SoFi, Ally, Capital One 360, Marcus by Goldman Sachs, and specific ETFs (VTI, QQQM, SCHD) are mentioned as examples or tools for building wealth.

On-screen text

Original caption

First-gen, self-made, and playing the long game. These 6 steps helped me build real wealth — one disciplined move at a time. #investing #investingforbeginners #financialfreedom #firstgen #careeradvice

More from @hey_brother_1

More breakout videos from this creator.

6 Steps I Used to Build Real Wealth in My 20s I'm first-gen. Nobody taught me this... I had to figure it out 1. I Bet On Myself First-gen. No family money. I worked my way into Big Tech, securing multiple offers from Google (3.5 years) and now at another FAANG company. That foundation gave me the stability to start building wealth. 2. Open a High-Yield Savings Account (HYSA)** Don't let cash sit earning 0.01%. Shoot to get your first $5k-$10k into an account ASAP These pay 4.5-5.25% APY: •SoFi •Ally •Capital One 360 •Marcus by Goldman Sachs Use this for your emergency fund (3-6 months of expenses). 3. Leverage Your Company 401(k), 403(b), etc. •Contribute at least 10% pre-tax (plus your company match). •If under 40, consider switching from a target-date fund -> S&P 500 or Growth fund. Compound interest > market timing. 4. Build Your Roth IRA •Max out your $7K/year (2025 limit) •If you earn too much -> use the Backdoor Roth IRA. •Invest in 1-2 ETFs: VTI, QQQM, SCHD. Tax-free growth = wealth for your future self. 5. Start a Personal Brokerage This is your freedom account. I use Robinhood for: •Individual stocks •Growth & small caps •Crypto or ETFs No contribution limits. Higher risk, higher potential upside. 6. Play the Long Game I'm earning multiple six figures with 5 active income streams, getting my MBA while working full-time ... because I'm building for the next decade, not the next flex. Everyone's wealth journey is different, build smart habits, stay patient, and let compound interest work.