3 things I wish I knew at 20

@ciara__anne

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SoundTikTok sound · original sound - ciara__anne

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Stocks & Shares ISA

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Why it worked

The video offers relatable and actionable advice on personal finance and health, presented in a concise and engaging format. The use of numbered lists and a bonus tip makes the information easy to digest and remember, appealing to a broad audience seeking self-improvement.

Summary

The creator shares three pieces of advice she wishes she knew at 20: consistently apply sunscreen to her neck and chest, open a Stocks & Shares ISA to benefit from compound growth, and lift heavy weights to build strength and muscle mass. A bonus tip emphasizes that pleasing everyone is impossible, so one should pursue their goals regardless.

Structure

1Introduction: 3 things I wish I knew at 20
2Tip 1: Sunscreen on neck and chest
3Tip 2: Open a Stocks & Shares ISA
4Tip 3: Lift heavy weights

Original caption

3 things I wish I knew at 20, not 31. advice for 20 year olds. me at 30 years old. piece of advice. 20 year old and 30 year old. #AdviceFor20s #20sv30s #LifeAdvice #PersonalFinance #moneytok

More from @ciara__anne

Product placement

Stocks & Shares ISA (Individual Savings Account) is a tax-free investment account. Instead of earning low interest like a standard savings account, your money is invested in the stock market. Any growth, dividends, or profits you make are completely free of UK income and capital gains tax. (This is a definition of Stocks & Shares ISA, not a product that ACTS or APPEARS in the video. It is merely informational text.)

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On-screen text

3 things I wish I knew at 20 1. Sunscreen on your neck and chest too! ☀️ 2. Open a Stocks & Shares ISA 3. Lift heavy weights *bonus tip *compound growth is your friend!

Transcript

3 things I wish I knew at 20 I would scream at my 21 year old self now that I'm 31. Oh that's hot. Oh that's hot. 1. Sunscreen on your neck and chest too! 2. Open a Stocks & Shares ISA 3. Lift heavy weights 1. Sunscreen on your neck and chest too! But don't forget your neck and chest. They are just as important. 2. Open a Stocks & Shares ISA I wish someone told me to put a little bit into stocks and shares ISA. Anything that I could have afforded £20, £50 a month because compound growth on that would be incredible. I know it doesn't seem like a lot, but consistency can lead to big things. And side note, when you're older, you might be able to start to put a bit more in. 3. Lift heavy weights Heavy weights won't make you bulky, it'll make you strong and toned. I really focused on cardio and Pilates in my 20s and I kinda wish I started lifting heavier. You don't think about it in your 30s, but you wanna make sure that density and you've got a lot of muscle mass and the easiest time to grow that is in your 20s. So do it for me. You're not going to get bulky, you're going to get toned. And bonus tip is that you're not going to please everyone that you want to, so do it anyway because they're going to judge what like this content If you like this content, give it a like and follow for more. Bye.