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Can I tell you quickly lang about the scariest money lesson I've ever learned? I experienced earlier this year kasi naka-experience ako ng severe chest pain and difficulty breathing. Akala ko it was a mini heart attack. So I rushed to the hospital and I was already thinking about the worst. Oh my god, after the consultation, yung mga ECG, laboratory tests, and everything else, sinabi ng doc na hindi heart attack, it was GERD. And don't get me wrong, I was relieved, sinabi, but then reality also hit me. I realized na hindi kailangang maging critically ill for medical expenses to drain my savings. Time... kasi at that time, wala pa akong emergency fund. So my finances really took a hit. I realized din what if mas seryoso pala yung naging case ko, diba? Naku, patay na. That's why I started looking into healthcare coverage. I recently got KwikCare and napakadali lang ng sign up process nila. It only took a few minutes kasi online siya. And I got the 995 pesos na package which is covered na for 50,000 pesos. I also like na monthly subscription siya which will fit my budget better, while giving me access to consultations, emergency care, confinement, laboratory services kung kakailanganin ko man. Someone nagbe-build ng emergency fund, guys. Realize ko, savings to protect my savings. If you don't have healthcare coverage, I think this is your sign to check out KwikCare. Use my code when you sign up: KCGRAFIA. Comment down below if you're interested.