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This guy turned your rent into a $10 billion empire! In 2018, Ankur Jain sits down for dinner with one of the biggest real estate tycoons in the world and realizes you spend more on rent than anything else in your life, but you get absolutely nothing back. Meanwhile airlines are handing out free flights just for buying groceries, and hotels give you free nights just for checking in. So Ankur gets to work. He spends 18 months fighting regulators in Washington until the FHA rules that renters can officially earn reward points toward a mortgage down payment. Then he pitches landlords and everyone shows him the door. But COVID hits and every door opens again. Airlines need passengers. Landlords need renters paying. The partners who said no start calling back. The genius move: when landlords refuse to fund his rewards program, Ankur builds his own loyalty currency instead. You pay your rent, earn points and redeem them for flights, hotels or even a down payment on your first home. Bilt launches in 2021 with Mastercard, Wells Fargo and the country's biggest property owners. By July 2025, it hits a $10.75 billion valuation. Processing over $100 billion in annual rent payments.