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The hardest things about starting a new job is budgeting because tracking income and expenses, and investments is time consuming and boring. And this is coming from someone who has over 120k saved up now, but struggled with this last year when I first started working. Now back then, I made my own spreadsheet because I didn't know what else to use, but it took so much time every week to update and it just didn't feel good enough. But luckily for you, if you just started working full time, you don't have to struggle for a year like I did. Recently, I've been using this app and it's been the perfect solution to all my problems. It's called Monarch and it keeps track of all my accounts and transactions while easily and clearly showing me where exactly I've genuinely saved hours every week by using this app. And this app and I've been focusing on more important things like creating content for you!