5 very unpopular money opinions I have

5 very unpopular money opinions I have as a 37 y/o woman with a net worth of $1.4M who's really smart with money fair warning: these might make you mad If you're new here, hi! I'm Morgan My page is all about: personal finance literacy, my career sabbatical, and how to grow and make money as a content creator. I'm recently engaged, so there's some wedding stuff in there too! These are 5 pretty controversial money opinions that you're either going to love or hate. Scroll at your own risk! #1 - no more kids or pets if you have consumer debt If you have any sort of consumer debt, I don't think you should have any more pets or kids. You should be prioritizing getting yourself in a better financial position before taking on additional responsibilities you cannot afford. #2 - if you live with a partner, splitting expenses 50/50 might not make sense Partnership is about equity not equality. My fiancé and I have decided to split our living expenses 60% (me) and 40% (him) which is proportionate to our financial positions (when we're married we will re-evaluate our approach!). Any partner expecting 50/50 when there's a big income disparity does not care about you being successful as an individual. #3 - The traditional college experience is a luxury Going to a local university, living at home, or going to community college first and then transferring so you can avoid taking on higher amounts of student debt is a very smart choice. Expensive does not mean better. #4 - Buying is not always better than renting Buying a home is a huge responsibility and more than likely at these interest rates, over a 10 year period, renting and investing the difference will be a better choice for a LOT of people. Don't buy a house without running the numbers and being prepared financially, mentally and emotionally for expensive major repairs. #5 - if you don't follow through on what you say you're going to do, you will never be successful. Research suggests that most people just don't follow through. Nearly 92% of people who set goals never achieve them. If you just do what you say you're going to do then you're already in the top 8% of people. What your most controversial money opinion? Drop a comment below! Follow @morgan.on.money for more content like this