payday routine 💸

@morgan.on.money

21.1K followers · usually 10.5K views a post

Views

76.0K

Likes

4.3K

Comments

112

Shares

51

Why it worked

The video resonated with viewers by providing a transparent look into personal finance management, especially in the context of a layoff. The creator's relatable situation, combined with practical financial advice and a positive outlook, likely drove engagement and shares.

Summary

A woman shares her payday routine after being laid off, detailing her budgeting, savings, and investments. Despite the layoff, she expresses gratitude for her financial stability and looks forward to a new chapter.

Structure

1Introduction and salary reveal
2Budgeting paycheck with deductions
3Allocating funds to savings and investments
4Addressing layoff and financial security
5Looking forward to a new chapter

Product placement

Sunday Riley C.E.O. Vitamin C Serum, La Roche-Posay Toleriane Double Repair Face Moisturizer SPF 30, various food items (oats, bread, peanut butter, turkey slices), and a can of drink.

Call to action

Follow for more

On-screen text

payday routine 💸 37 ✨ Houston TX ✨ $184K salary $184,000 here's paycheck 37 Houston just this routine like can situation style was $7,184 to capture benefit possible $5,747 4 to $142 after insurance $573 withheld $664 Investor Checking Checking $3,257.00 checking current balance: $3,921 with through aside mortgage dollars two utilities $1,600 $234 savings + investing: $0 leftover: $2,087 all investing Bitcoin paused six house fortunate stressed foreseeable sucks I'm my is follow for more follow my

Original caption

the last high earner pay day routine for a while 😅#moneytok #PersonalFinance #payday

More from @morgan.on.money

Their other posts in the index, biggest breakout first.

Transcript

salary $184,000 My salary is $184,000. Here's how I budget my paycheck as a high earning 37-year-old in Houston, Texas who's just been laid off. This will be my last payday routine for a while. So give it a like and share it with a friend who can relate to the situation and let's go out and style. I'm paid twice per month. So today's gross pay was $7,183.59. I'm going to increase my 401k contribution to 80% to capture as much tax benefit and employer match as possible. So $5,747 when to my 401k and $142 to my Health Savings Account. After $58 for my health and dental insurance and $573 for taxes withheld, I'm left with a net pay of $664. Currently have $3,257 in my checking account, which combined with my paycheck is enough to get through this month. So I set aside $1,600 for half of my mortgage and $234 for half of my utilities that do this month. I have a goal to invest $100,000 this year, but since I've been laid off, all savings and investing has been paused. So $2,087 leftover. I am receiving a severance package. I have a six-month emergency fund and I am selling one of my houses, so I am very fortunate to not be stressed about money for the foreseeable future. Being laid off sucks and if this has happened to you, I'm so sorry. I'm sad this chapter of my life is closing. A new one is just beginning. So follow along to see what I do with my new found freedom.