Stop Being Loyal... I'm avoiding in my 20s, broke in my 30s, is staying loyal to the wrong bank accounts.

@profitplug

1.2M followers · usually 23.6K views a post

Views

4.0M

Likes

8.9K

Comments

40

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125

SoundTikTok sound · original sound - profitplug

Promoted product

Chimechime.com

4 videos4 creators

Why it worked

The video uses a relatable 'financial mistake' hook to capture attention and maintains high engagement by layering a personal, casual activity (cooking) with clear, value-driven information about the product.

Summary

The creator explains why traditional bank accounts are a financial mistake and introduces Chime Prime as a superior alternative. He highlights the benefits of the service while cooking a meal in the background.

Structure

1Identify the financial mistake of bank loyalty
2Explain the downsides of traditional banking
3Introduce Chime as the solution
4Highlight Chime Prime features and benefits

Original caption

Don’t Make This Mistake In Your 20’s Staying loyal to the wrong type of bank accounts is a good way to unintentionally lose money. Traditional bank accounts have monthly fees and abysmal interest rates that let your cash wither away. That’s why I started using @Chime Financial Chime Prime™ is FEE-FREE and offers a more premium experience, with features traditional banks don’t usually offer. No monthly/overdraft fees, 3.75% APY on your savings, 5% cash back and even TRAVEL PERKS! Don’t sleep and sign up today link in bio!! #ChimePartner #money #PersonalFinance #banking #wealth

More from @profitplug

Product placement

The creator mentions Chime and Chime Prime, shows the Chime app interface on screen, and displays the physical Chime metal card.

Call to action

Just go to the link in my bio and sign up for Chime today.

On-screen text

Stop Being Loyal... biggest financial mistakes I'm avoiding in my 20s broke in my 30s is staying loyal to the wrong bank accounts National average savings account interest rates 3.8% Sponsored by Chime Chime is a fintech, not a bank. Banking services and Chime Card provided by Chime's bank partners. 5% Cash Back 3.75% APY 9x times national average Travel perks Fee-Free Banking Eligibility

Transcript

Stop Being Loyal... I'm avoiding in my 20s, broke in my 30s, is staying loyal to the wrong bank accounts. Most people are stuck using traditional bank accounts that charge overdraft and monthly fees and pay you almost nothing in interest. And with inflation at 3.8%, you're basically losing money just by using them. And I get it, no one taught you that there are other better available options. My parents certainly didn't. So here's what I switched to: Chime. And they just got better, dropped a premium tier called Chime Prime. That gives you 5% cash back on any of these categories of your choice, 3.75% APY on your savings, which is 9x the national average by the way, and travel perks like priority pass and so much more. Plus, they got this free metal card that comes with it. All of this is completely fee-free. So, if you want to finally level up, just go to the link in my bio and sign up for Chime today. We're all in this together.