Amex gold card

American Express last summer and this is the American Express Gold Card that if you're into getting the The American Express Gold Card honestly doesn't have the best points when it comes to everyday purchases, a very, very good sign on bonus. And usually the is contingent on the fact that you spend $1,000 every single month for the first 12 months or some kind of variation of that, t, L, in order to get these 60,000 thousand points that they'll be promoting every single time you get the card, to make sure you're spending enough money on the card. And as a student, that can be difficult. But luckily in Canada, there's something called Chexy where you're able to pay your rent, your tuition, as well as a lot of your bills using your credit card. And suddenly it's very easy for you to get all the welcome you'd want with the card. The card also gives a $100 travel credit to be used on the Express travel website. And people like to say things about the American Express travel website, but honestly, I had a really good experience because I was able to get round trip tickets from Toronto to Lisbon for 400 and like $15. That $100, what you're getting is a $150 dollar annual fee on this card. And that's very in line with a lot of other credit cards. But you're also getting like insurance, card credits, and you also get FOUR lounge passes every single year. And obviously, the cobalt is very, very good of the 5 you get. But I also think that people really shouldn't be sleeping on the gold card because it does have its own benefits as well.